Author Archives: Thumb and Hammer

Episode 30: It’s only temporary

Over two years ago, we went from two incomes to one. A temporary setback.

Ten years ago, we temporarily put some stuff in storage. A lot of it is still there.

At some point, temporary simply becomes a new reality.

In this episode of the podcast, I talk about how we freed up some money each month, and put some extra cash in our pockets. In order to do that, we had to accept that short-term stopped being short-term long ago. Adjustments had to be made.

 

Listen to the episode

 

Topics

  • Progress (or lack thereof) on the basement / home office renovation
  • The in-laws visit (the excuse for the podcast going on hiatus)
  • Saving money by ditching the cable and home phone
  • Saving money by cutting our storage bill in half
  • The value of stuff (hint: something is only worth what someone is willing to pay for it)
  • Tips for selling stuff with online classified ads
  • Tips for selling stuff at a yard sale
  • Recognizing that temporary became long-term a while ago

 

You may want to check out

 

Tips for selling your stuff

  1. Know your market. A reasonable price at a yard sale is about 10-15% of the retail value, depending on condition. Reasonable price when selling through an online classified site is around 30-40%
  2. Know your competition. When selling through an online classified site, compare items being offered that are similar to yours and price accordingly. Either up your marketing game to get top dollar, or, if you’re like me and your goal is to get rid of stuff, undercut for a quick sale.
  3. Check with your local police department and see if they offer a safe zone for completing online transactions in person.
  4. Bake in some room for haggling. Ask $40 if you are willing to accept $30. Most people want to think that they negotiated a better deal.
  5. If you have kids, a yard sale is perfect opportunity for a lucrative lemonade stand.

Episode 28: Mortality Sucks: Death, estates and letting go of stuff

Nothing is certain but death and taxes. But you can evade taxes. You can’t evade death. George Carlin pointed out that a house is nothing more than a pile of stuff with a cover on it. What happens to that stuff after we’re gone?

The death of a loved one is something we all face sooner or later. There are memories and emotions involved, and there is also the more business side of things, from handling the funeral to figuring out what happens to all the stuff that is left behind. This year marks the tenth anniversary of my father’s death and ten years since I became an orphan at 40. In this episode of the podcast, I share my personal experience surrounding his death and taking care of the estate.

Key takeaways

  1. Pre-planning a funeral benefits the survivors by removing uncertainty. At least discuss final wishes with loved ones.
  2. Give your parents’ neighbors a way to contact you in case of an emergency.
  3. Enlist the help of other family members to lessen the burden of contacting others in the family.
  4. Keep a physical list of important numbers that may not be accessible in a phone that requires a password. Print out “Contacts” from a smart phone.
  5. Digital photos are nice, but make sure important family photos can be accessed by other family members. Archive important family photos in real-world physical photo albums.
  6. Keep important papers, deeds, insurance policies, receipts together in a safe place that a loved one will be able to find.
  7. Avoid attaching too much meaning to “stuff.” You can let go of stuff while holding onto the memories. That said, recognize and respect legitimate family heirlooms.

 

 

 

Episode 027: Lies, deception and home ownership

The dream is to own your own home. But who is selling that dream and why? And should you listen to them? Is your house really an investment, or is it a liability?

I explore these and other questions in this episode of the Thumb and Hammer Home Improvement Podcast

 

Links and Resources

Lionel Hutz explains “The Truth” on The Simpsons

BankRate.com Mortgage Amortization Calculator (US)

Tangerine.com Mortgage calculators (Canada)

Well intentioned acts that don’t actually make anything better

 

Episode 026: It ain’t easy being green

They tell us that the climate is changing. They tell us that the cause is man-made. They tell us that we have to make drastic changes if we are to have any hope of slowing, stopping or reversing the course we are on. Others say that climate change is a hoax, or a conspiracy. Whichever side of the argument you believe, I think we can all agree that clean air and clean water are good things, and our dependence on fossil fuels is not.

As homeowners, we make decisions that impact the environment. We look for ways to be more energy efficient in hope of saving some money and even saving the planet. But are we as “green” as we think we are?

 

Topics covered

  • A history of global climate change, heating and cooling cycles.
  • Why you should take both sides of the climate change debate with a grain of salt.
  • Examples of how climate change is continuous. The climate is not static.
  • Improving the energy efficiency of our houses (and the negative environmental impact of making those improvements that we also need to consider)
    • Insulation
    • Building materials
    • Appliances
    • Lighting

 

A Disclaimer

I am not a climate change scientist. I am not claiming expert knowledge in the area of climate change. I look at both sides of the debate with a critical eye and some common sense, and I present some points that offer (I think) fresh perspective. Some of my comments are meant to be somewhat snarky.  No disrespect of climate change scientists, or anyone else, is intended.

 

Resources and Links

Melting Yukon ices reveals 5,000-year-old archaeological treasures: So, that ice wasn’t always there….

History of Earth in 24-hour clock: Putting human history in perspective.

The Crying Indian

 

Woodsy Owl: “Give a hoot, don’t pollute”

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Episode 025: Information Overload

Thinking about buying a new tool?  How much have you researched your choices?  It’s the information age and there is no shortage of information.  The problem is that too much information complicates the decision-making process.  My wife says I overthink stuff.  I can’t argue with that.  I recently spent way too much time online trying to decide between a Kreg pocket hole jig and the Porter-Cable Quik Jig.

The same information overload applies to home improvement advice.  So many competing voices only adds to the confusion.  Ask three experts how to do something, you’ll likely get three different answers.  Complicating things further is the abundance of bad information online.  These are tricky waters to navigate.

Resources

 

Here are what I consider to be the most important videos in my decision-making process for purchasing a pocket hole jig.

Jay Bates Tool Talk:  Pocket Hole Jigs

Rock n H Woodshop: Kreg K4 Cabinet

WorkshopAddict: K5 Jig 1 Year follow-up

WorkshopAddict: Porter-Cable Quik Jig Review

Episode 024: Year in Review 2017

If you follow me on Twitter, you know that I tweet out links to news articles that I curate on various topics related to home improvements, construction, real estate and other related subjects.  Since it is the end of the year, I have taken a look back at some of the more interesting topics that I came across in 2017.

Topics

  • Tiny houses
  • Housing crisis
  • Resurgence of timber construction for mid-rise buildings
  • Tesla’s solar roof tiles
  • Shortages in construction and the trades
  • Makerspaces and tool libraries
  • Shakeups in the tool industry.

One of my favorite news stories can be found here:  Nursery that swaps tots plastic toys for power tools crowned best in Britain 

 

 

Episode 023: Trendy is so last year

It’s that time of year.  As 2017 winds down and we look forward to 2018, we are seeing a lot of articles and blog posts about what is going to be trendy in the coming year and what trends are going to be “so last year.”

Topics covered

Paint companies announce their “Color of the Year.”

How my master bedroom in my first house was “on trend” without really trying.

Olive Green and Harvest Gold, anybody?

No kitchens were harmed in this episode of House Hunters (?)  Old vs timeless kitchen design.

The backlash against “open concept” kitchens

Is it old?  Or is it original?  Defending dated bathrooms.

A brief history of bathroom tile colors.

The problem with designing around technology.

 

Links and Resources

Google is your friend if you want to find information about the “Color of the Year.”  Just search for “color of the year” plus the name of your favorite paint company.

Bob Vila has a pretty good overview of trending paint colors, including some of the Colors mentioned in this podcast.

Take a trip down memory lane and and revisit some past trends in the pages of some old Sears catalogs on WishbookWeb.com

If you want to check out our “dream kitchen” remodel, click here.

 

Episode022: Measure Twice, Cut Thrice

We’ve all heard the expression, “Measure twice, cut once.”  We all know what that means: double check your measurements before you make the cut.  Mistakes can cost you time and material.  In this episode of the podcast I share some of the measuring mistakes that I have made and the reasons for them.  Maybe it will help you avoid making the same mistakes.

Topics covered

  • The tape measure:  all those hash marks start to look the same at the end of a long day.
  • Keeping track of measurements: memory vs. keeping a cut list
  • What do The Temptations have to do with this?
  • Standard measurements:  whose standards?
  • How important is accuracy anyway?
  • One door for the price of two, one door frame for the price of three
  • Two ways to avoid measurement errors (one is to avoid measuring)
As they say on the tube in London: “Mind the gap”  This is what it looks like when you trim something that doesn’t need to be trimmed.

 

Resources

Tom Silva explains how to divide any measurement in half without math.

 

Tom Silva shares some cool measuring tricks in this video, including the elastic band technique for evenly spaced balusters.

 

Story sticks:  Article from Canadian Woodworking magazine.

Add Trim Without the Tape Measure (Our Home from Scratch)

 

Episode Partner

ThomasAvenueCeramics.com/hammer:  Shop a selection of high quality tile from the comfort of your own home.   Use the coupon code HAMMER at checkout to save 20% off your order.

021: Permits, legal stuff and DIY (podcast)

Just because you can “Do It Yourself” doesn’t necessarily mean you can do it yourself.

Before you start that home improvement project, do you know what permits are required?  Are you even qualified to legally do the work yourself?

In this episode of the podcast, I share some of my own experiences, some legal and some perhaps not so much.

 

Topics

  • Electrical work without permits, both DIY and “professional”
  • Unethical (and possibly illegal) advice from the building centre.
  • Undoing bad electrical work by previous owner.
  • Why we downgraded a panel upgrade (a 2×4 was involved).
  • A completely legal electrical panel replacement.
  • The strange law in Ontario regarding doing your own electrical work.
  • The strict law in Quebec regarding any electrical work.
  • What I learned from my interaction with the building department (spoiler alert:  permits aren’t the money-grab we accuse them of being).

 

Links, resources

Electrical Safety Authority (Ontario):  Regulator and advocate of public electrical safety in the province of Ontario, Canada

Legality of DIY Electrical and Plumbing Work (Jon Eakes)

 

Episode Partner

Paintzen takes the pain out of painting by providing a seamless process from start to finish.  Be sure to use the coupon code “HAMMER” to save $50 on your project.